X Money Is Coming: Elon Drops the Timeline
Payments beta hits external users in 1-2 months—X levels up to full "everything app" mode
X Money Is Coming: Elon Drops the Timeline.Elon Musk shared exciting updates on the evolution of X (formerly Twitter) into a true “everything app.” The presentation, made publicly available on the platform, highlighted significant progress toward integrating financial services, with a strong emphasis on X Money.
Musk revealed that X Money—the platform’s upcoming payments feature—is already operational in a closed internal beta within the company. He announced plans for a limited external beta to roll out within the next one to two months, followed by a worldwide launch to all X users. This payments system is designed to serve as a central hub for monetary transactions, starting with fiat-based peer-to-peer transfers (in partnership with Visa) and potentially expanding further.
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Elon Musk said X Money is already working in a closed internal beta (tested by X employees), with a limited external beta planned soon — meaning a small number of outside users will soon get early access to try payments on X before it’s available to everyone worldwide.
Beta phases help make apps safer and better, especially for something important like money transfers. Once feedback is addressed, it moves toward full release (often called “stable” or “production”).
ELON MUSK: Over 1 billion people use 𝕏.
“The reason we say 1 billion users is actually over a billion users is that while our monthly users are, on average, around 600 million, the number of people who have the X app installed is well over a billion, it’s just that most people… pic.twitter.com/Noj5isSQVL
— DogeDesigner (@cb_doge) February 11, 2026
He described X Money as the future “central source of all monetary transactions,” starting with simple peer-to-peer transfers (in partnership with Visa) and potentially expanding to broader financial services. This fits Musk’s vision of turning X into a seamless super app—combining social networking, messaging (like the upcoming standalone XChat), Grok AI interactions, content, and now everyday payments.
X already has massive scale, with over 1 billion installs globally. While monthly active users sit around 600 million, Musk believes features like Grok and X Money will help push daily active users beyond 1 billion by making the app more essential for daily life.
Since xAI was formed just 30 months ago, the small and talented team has made remarkable progress.
The future has never looked more exciting! pic.twitter.com/QZ73H2mpBj
— xAI (@xai) February 11, 2026
The platform is showing strong momentum: new users are spending 43% more time in-app, downloads have jumped 60% for three straight months, and subscription revenue has surpassed $1 billion annually—a record high. These gains signal improved retention, premium uptake, and overall health as X reduces reliance on traditional ads.
BREAKING: BILLIONAIRE ELON MUSK JUST ANNOUNCED X MONEY IS LAUNCHING IN THE NEXT 2 MONTHS #BITCOIN ON X. IT’S COMING 🚀 pic.twitter.com/sDoNxh9PH5
— The Bitcoin Historian (@pete_rizzo_) February 12, 2026
With X Money’s beta approaching, Musk’s ambition to create a unified digital hub—for communication, AI, and finance—is taking concrete shape. If successful, it could transform how billions handle money, chats, and information in one place.
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सावधान ! “कहीं आप भी तो नहीं हो रहे इस ‘पैनिक गैंग’ का शिकार?”
सावधान ! “कहीं आप भी तो नहीं हो रहे इस ‘पैनिक गैंग’ का शिकार?”
